A constitution is a set of written or unwritten beliefs and laws of a nation or corporation. It is regarded as a set of basic principles by which a state or organisation is governed. Therefore, a personal constitution is a personal statement of principles that guides and propels an individual’s action, conduct or behaviour. It is popularly referred to as a mission or purpose statement.
Marshall Field was an American entrepreneur who played a pioneering role that revolutionalised the world of retail business. In an era of wishy-washy and unfair trade practices, Field stood head and shoulders above others advocating for quality service and customer satisfaction. He introduced the idea of product refunds, liberal credit, one-price system, in-store restaurants for shoppers and as a result transformed the shopping experience.
In today’s world, the ‘generosity’ of financial institutions and enticing offerings from retail or department stores can make it really hard to keep finances on track. The avalanche of Buy Now, Pay Later, irresistible 75% Off Sales, tempting 0%APR for 2 years Credit Card offerings have all made it a huge necessity to keep finances on the straight and narrow path. Temptations to spend and impulse buy has greatly contributed to the shopaholic culture in our society today.
Have you ever tried playing golf? Then you know that the slightest adjustment in your swing can mean the difference between slicing and shanking the ball and driving it perfectly down the green. And it’s the same in business — because what it comes down to is the fact that the smallest changes can yield the biggest results. Continue Reading